Category: Management

General Farm Management Strategy and Structure

  • 4 Key Skills to Farm Like A Navy Seal

    4 Key Skills to Farm Like A Navy Seal

    [vc_row][vc_column][vc_column_text]Farm Management Software, Grain Marketing Plan Don’t have time to read, listen to the podcast below or subscribe on itunes[/vc_column_text][vc_column_text][smart_track_player url=”http://traffic.libsyn.com/cashcowfarmer/4_Key_Skills_to_Farm_Like_A_Navy_Seal_Master.mp3″ title=”34: 4 Key Skills to Farm Like a Navy Seal” social=”true” social_twitter=”true” social_facebook=”true” social_gplus=”true” ][/vc_column_text][vc_column_text]How to run an elite farming business[/vc_column_text][vc_column_text]In most categories of life, there’s that one elite group. In business, there’s the Fortune 500. In the military, there are the Navy Seals. I just read a book called Unbeatable Mind by Mark Divine, who was not only a Navy Seal, but graduated as the top Navy Seal—which is insane. In the book, he teaches how to become what you want to be in life. All entrepreneurs—farmers included—should have an understanding of the mental state and conditioning he teaches in the book. When you read this, think about your grain marketing strategy, farm structure, human relations, work/life balance and if those are all where you want them to be. Elite status being optimal. Specifically, there are four skills I learned that will help you farm like a Navy Seal. [/vc_column_text][ult_buttons btn_title=”TRY CASHCOW FARMER FREE FOR 30 DAYS” btn_link=”url:https%3A%2F%2Fcashcowfarmer.clickfunnels.com%2F30daytrial||target:%20_blank” btn_align=”ubtn-center” btn_size=”ubtn-small” btn_title_color=”#ffffff” btn_bg_color=”#00ab61″ btn_hover=”ubtn-fade-bg” btn_bg_color_hover=”#ffffff” btn_title_color_hover=”#00ab61″ btn_icon_pos=”ubtn-sep-icon-at-left” btn_border_style=”solid” btn_color_border=”#ffffff” btn_color_border_hover=”#00ab61″ btn_border_size=”2″ btn_font_size=”18″][vc_column_text]1) Breath control   Believe it or not, the most important skill to become like a Navy Seal is not strength or ingenuity—it’s your ability to control your state of being or state of mind, which Mark does through box breathing. When you’re stressed out, your breathing is very short. Just by changing your breathing, you can take yourself from a stressed-out state into a state of comfort and focus. Steady breathing turns off the body’s fight or flight response and calms you down. I recommend that everyone get the book, if for nothing more than an awesome appendix at the back. It talks about “box breathing,” or “five-count breaths”:

    1. You count to five breathing in
    2. Hold it for a five-count
    3. Breathe out for a five-count
    4. Then hold it for another.

    Farm Management Software, Grain Marketing Plan Do that for a minute or two, and you’ll be amazed at how your stress level comes down. This is amazingly helpful if somebody gets stuck in the tractor in the middle of the night, or some other crazy circumstance happens at the farm. Focus on that breathing and your entire mental state will be in a better place to handle crises.  The decisions made in a crisis are usually the most impactful so make sure you are in the best state of mind. 2) Positive language Think of all the negative language that comes to mind when you or someone else makes a mistake. You probably do everything but say the language out loud—and sometimes you do say it, especially when it’s an employee and the mistake just cost you $10,000. Mark created these trainings called Kokoro Camps in California, basically modeled after Hell Week in the Navy Seals. During Hell Week, 80-100 people who come wanting to be Navy Seals drop like flies, and only about 15-20 move on. In the Kokoro Camp, the first thing participants do is a 45-minute plank.  Most people can hold a plank position for 30 seconds to a minute. Some of these guys have never even done one before, yet the very first thing they do at the Camp is to plank for 45 minutes. Mark sees this opening exercise as a great way to immediately teach the four skills. He tells them to focus on their breathing, and he uses positive language: “This is gonna be an easy day; we got this.” Imagine somebody plugs a planter (I’ve done this), which leads to three hours of hard work, scraping the mud out of every tire. Instead of seeing your day as ruined, you can say, “All right, this is a calorie-burner. I get an epic workout today.” By changing the way you say things, the hard circumstances don’t have the same ability to discourage you and your employees.  You’ll be able to break through old productivity records with positive language.[/vc_column_text][ult_buttons btn_title=”SCHEDULE A FREE GRAIN MARKETING STRATEGY SESSION” btn_link=”url:https%3A%2F%2Fcashcowfarmer.clickfunnels.com%2Fmarketing-strategy||target:%20_blank” btn_align=”ubtn-center” btn_size=”ubtn-small” btn_title_color=”#ffffff” btn_bg_color=”#00ab61″ btn_hover=”ubtn-fade-bg” btn_bg_color_hover=”#ffffff” btn_title_color_hover=”#00ab61″ btn_icon_pos=”ubtn-sep-icon-at-left” btn_border_style=”solid” btn_color_border=”#ffffff” btn_color_border_hover=”#00ab61″ btn_border_size=”2″ btn_font_size=”18″][vc_column_text]3) Imagery   In the planking example, Mark tells participants to imagine they are a steel beam. They’re feeling a lot of pain in that plank position, but it helps to imagine themselves as something strong and unyielding.  When I workout, I often picture myself as a steam locomotive going up and down across the track for my rep goal. You can apply that exercise to anything that’s challenging in farming. Imagine you’re JP Morgan, George Soros, Warren Buffett or one of the greatest Wall Street investors of all time. You can then manage sales and grain marketing like you’re one of the greatest of all time. People are going to write books about how brilliant you are. Physical stress is easier to do because you can imagine concrete things, but when it comes to day-to-day challenges picture yourself as Cornelius Vanderbilt or Steve Jobs or Warren Buffett, especially when you have a business challenge come up. You’ll see your mood change and the answers start to come to you. 4) Micro goals I’ve written about this in the past, but it helps to make small goals every day (and sometimes every hour) in order to get that overall big goal accomplished. Give yourself little rewards, too. When you’re trying to plank for 45 minutes, you won’t make it unless you break your goals down into one, two, or five-minute checkpoints. Three other important Navy Seal outlooks 1) Teamwork Teamwork is extremely important. In trying to be a Navy Seal of farming, it’s not just about you; you have to manage your team well and teach these skills to them. You can’t have guys freaking out and flying off the handle working for you. If they refuse to change their demeanor, you’ve got to get them off the bus or the whole bus will crash.Farm Financial Software, Grain Marketing Plan We’re going to go over how that looks in the next post. 2) Failure This is where I see farmers as already like Navy Seals. Farmers don’t fail: they find a way and make a way. That’s called perseverance. As Yoda says, “Do or do not: there is no try.” Farmers are the hardest-working, most resilient people in the world besides Navy Seals, in my opinion. I remember springs where I was living in the tractor, and people asked why I did it. I didn’t know: my only answer was “because I’m a farmer.” We do what other people aren’t willing to do so we can live like other people can’t. 3) Just a day in the life… Navy Seals go in, do the job, then wait for the next job. In the Captain Phillips rescue, ghost ops came in for a rescue then vanished into the background. They said it wasn’t a big deal; it was just a normal mission. Farmers are the same way. People are amazed at how hard farmers work in the planting season, but for farmers, that’s just a normal day. That’s just what we do. If you want tools to help you become the next Navy Seal farmer, register for a free grain marketing strategy session or farm financial software trial. It’s a Fortune 500 tool for farmers, so you can run your farm like an elite business. [/vc_column_text][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”40″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”40″ screen_tablet_spacer_size=”30″ screen_mobile_spacer_size=”20″][/vc_column][/vc_row][vc_row dfd_row_config=”full_width_content” dfd_row_parallax=”off” dfd_row_responsive_enable=”off” dfd_enable_overlay=”off” css=”.vc_custom_1470889834038{background-color: #2d2d2d !important;}”][vc_column width=”3/4″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”15″ screen_mobile_spacer_size=”10″][ultimate_heading heading_type=”customizable” heading_tag=”h3″ heading_content=”MAXIMIZE PROFITS WITH CASHCOW FARMER!” main_heading_default_weight=”400″ main_heading_color=”#ffffff” subheading_type=”customizable” subheading_tag=”h5″ sub_heading_default_weight=”400″]POWERFUL FARM FINANCIAL SOFTWARE THAT IS AFFORDABLE & EASY TO USE![/ultimate_heading][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”15″ screen_mobile_spacer_size=”10″][/vc_column][vc_column width=”1/4″ column_responsive_mobile_classes=”dfd-remove-right-padding” column_responsive_mobile_resolutions=”dfd-apply-mobile” css=”.vc_custom_1470810100672{padding-right: 2% !important;}”][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][bt_animation animation_type=”_flipX” duration=”2″ repeat=”2″ allow_margins=”yes” scroll_offset=”5px” no_hide=”yes”][ult_buttons btn_title=” FREE 30 DAY TRIAL” btn_link=”url:https%3A%2F%2Fcashcowfarmer.clickfunnels.com%2F30daytrial||target:%20_blank” btn_align=”ubtn-center” btn_size=”ubtn-large” btn_title_color=”#ffffff” btn_bg_color=”#00ab61″ btn_hover=”ubtn-fade-bg” btn_bg_color_hover=”#ffffff” btn_title_color_hover=”#00ab61″ btn_icon_pos=”ubtn-sep-icon-at-left” btn_border_style=”solid” btn_color_border=”#ffffff” btn_color_border_hover=”#00ab61″ btn_border_size=”2″ btn_font_size=”18″][/bt_animation][vc_column_text]

    NO CREDIT CARD REQUIRED. START TODAY!

    [/vc_column_text][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”10″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”10″ screen_tablet_spacer_size=”10″ screen_mobile_spacer_size=”10″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”15″ screen_tablet_spacer_size=”10″ screen_mobile_spacer_size=”10″][/vc_column][/vc_row]

  • 5 Ways to Preserve Working Capital

    5 Ways to Preserve Working Capital

    [vc_row][vc_column][vc_column_text]Keep your operation alive by holding onto your money[/vc_column_text][vc_column_text][smart_track_player url=”http://traffic.libsyn.com/cashcowfarmer/5_Ways_to_Preserve_Working_Capital_Master.mp3″ title=”31: 5 Ways to Preserve Working Capital” social=”true” social_twitter=”true” social_facebook=”true” social_gplus=”true” social_email=”true” ][/vc_column_text][ult_buttons btn_title=”Subscribe On Itunes” btn_link=”url:https%3A%2F%2Fitunes.apple.com%2Fus%2Fpodcast%2Fthe-cash-cow-farmer-podcast%2F||target:%20_blank” btn_align=”ubtn-center” btn_size=”ubtn-small” btn_title_color=”#ffffff” btn_bg_color=”#0082ce” btn_hover=”ubtn-fade-bg” btn_bg_color_hover=”#ffffff” btn_title_color_hover=”#00ab61″ btn_icon_pos=”ubtn-sep-icon-at-left” btn_border_style=”solid” btn_color_border=”#ffffff” btn_color_border_hover=”#00ab61″ btn_border_size=”2″ btn_font_size=”18″][vc_column_text]Capital is the lifeblood of business.

    A business can’t grow without access to capital through debt and equity. Most farms grow and prosper through partnerships with banks and their own wealth, built up over time.

    Use these five strategies to improve your working capital position on the farm.[/vc_column_text][ult_buttons btn_title=”TRY CASHCOW FARMER FREE FOR 30 DAYS” btn_link=”url:https%3A%2F%2Fcashcowfarmer.clickfunnels.com%2F30daytrial||target:%20_blank” btn_align=”ubtn-center” btn_size=”ubtn-small” btn_title_color=”#ffffff” btn_bg_color=”#00ab61″ btn_hover=”ubtn-fade-bg” btn_bg_color_hover=”#ffffff” btn_title_color_hover=”#00ab61″ btn_icon_pos=”ubtn-sep-icon-at-left” btn_border_style=”solid” btn_color_border=”#ffffff” btn_color_border_hover=”#00ab61″ btn_border_size=”2″ btn_font_size=”18″][vc_column_text]1) Eliminate nonproductive assets

    A word of advice:

    If you haven’t used it in two years, sell it, rent it out, or scrap it.

    Farmers are often guilty of collecting junk. That’s not a good business decision.

    Turn everything you don’t use regularly into cash. Cash is way more valuable than junk, as we’ve talked about in the past (“Farm Finance, Cash Is King”)

    2) Refinance any debt to improve interest rates or terms

    Interest rates are really good right now. If you have 10 years left on a land loan, you may want to go to your bank to refinance it into a 30-year deal at a better rate.

    Banks are always looking for good places to park money, and land debt is relatively low-risk. If you can refinance or “re-term” your mortgage on your land or house, that’s a great way to get extra money.

    Also, if you’re buying any equipment or small pieces of land up to $300,000, you can do really nice loans with the government and get crazy-good rates. I just bought some farmland at 2.25% interest over 40 years. That cash flow is really nice, to say the least.

    Try to refinance to get your terms down so your annual cost of capital is as low as possible.

    3) Invest excess cash into productive assets

    This is what I learned from studying Warren Buffett: capital allocation is what grows your business and net worth.

    So many farmers tell me, “I didn’t sell my grain last July because I didn’t need the money.” But if you’re basing your business decisions on whether or not you need the money, you should find another occupation. Running a business is not for you.

    It’s not about whether you need the money: it’s about the best decision to make for your business. Yeah, you’ll have a big tax income liability, but you’ll also have tons of dry powder in cash to buy things when there’s an opportunity.

    Say you made a million dollars last year and you had to pay $400,000 in income tax . . . that’s a good problem to have. Now you’ve got $600,000+ in your after-tax cash.

    If somebody next door is having a problem and offers to sell you ¼ land right next to you in exchange for $500,000 because they’re struggling, it’s a done deal. You write the check and acquire the land for half market price, because you can. Quickly use cash then refinance that land to get your cash back. The enemy won’t wait for you to load your guns.  You must enter battle with a loaded gun. Think about that: huge opportunities come to those who are prepared.  There is no luck, there only preparation and patience.

    I recommend that everyone read The Richest Man in Babylon. It’s one of my favorite books of all time because it’s all about making your money work for you.

    The rule from that book is, 10% of all I earn is mine to keep. If you take the 10% and invest it, just like Buffett, you’ll see it snowball into huge amounts of wealth.

    [/vc_column_text][ult_buttons btn_title=”SCHEDULE A FREE GRAIN MARKETING STRATEGY SESSION” btn_link=”url:https%3A%2F%2Fcashcowfarmer.clickfunnels.com%2Fmarketing-strategy||target:%20_blank” btn_align=”ubtn-center” btn_size=”ubtn-small” btn_title_color=”#ffffff” btn_bg_color=”#00ab61″ btn_hover=”ubtn-fade-bg” btn_bg_color_hover=”#ffffff” btn_title_color_hover=”#00ab61″ btn_icon_pos=”ubtn-sep-icon-at-left” btn_border_style=”solid” btn_color_border=”#ffffff” btn_color_border_hover=”#00ab61″ btn_border_size=”2″ btn_font_size=”18″][vc_column_text]4) Use government programs to increase cash flow

    I mentioned this in point #2 about refinancing, but there are also CSP, EQUIP, and CRP programs to consider.

    If you’ve got a 100-acre field, and 10 of those acres are always wet or problematic, go ahead and turn that into a CRP program. You can probably collect anywhere from $80-150 a year per acre on that land, and you’re not wasting seed or fertilizer.

    Use these programs wisely. I think the farm programs are some of the lowest-hanging fruit and great ways to increase little dividends.

    Don’t be scared off by a bit of paperwork!

    5) Stress test your fields and commodities

    Stress test your fields and commodities to make sure you don’t have any leaks in your profit-producing assets.  A solid farm financial software such as your’s truly at Cash Cow Farmer will easily help you do this and track it for years to identify trends.

    Here’s an example: my dad invented something called the Anderson opener about 35 years ago, and it kind of revolutionized the small grain market. Instead of using a box drill, spreading fertilizer, and putting seed it, he invented a way to do that all at once. It works extremely well for small grains, which led us to farm wheat.

    We farmed wheat for a long time, and when I got back from New York later I stress tested the wheat and found that we were losing money (or barely making it) versus our alternative commodities.

    I wanted to drop wheat, and dad was against it. But at the end of the day, he trusted me. We haven’t farmed wheat for four years, and our profit margins have risen hugely because we don’t have wheat sucking the profit away.

    Wheat has gone from a low profit to a negative profit. Just about every one of our customers loses money when they farm wheat. Especially when looking at the past 12 months prices.

    This example shows that stress testing your fields to make sure your field economics aren’t bringing your profits down, and then stress testing your commodities, is so important.

    There are a handful of ways you track this:

    Cash Cow in particular will tell you how to alter your rotation to make sure you’re growing what the market is interested in consuming. You will know exactly what commodities and fields are making and losing money for you.

    It’s nice to have a system in place to help you track and improve your farming decisions, rather than doing the same thing all year.

    Conclusion

    Don’t get stuck in the same old program your dad or grandad did. Farming’s different; it’s dynamic, constantly changing; it’s not like it used to be, where you make money if you just work hard.

    Today, you’ve got to run your farm like a Fortune 500 company. You’ve got to crunch numbers, analyze things—there’s a lot of extra work for farm managers nowadays.

    You don’t have to be overwhelmed by that work, though. Follow these steps and use the tools and resources available to you, and watch your working capital grow and stay constant.

    If you like listening as much or more as reading, you can check out this episode and lots of others like it by subscribing to the show on iTunes.[/vc_column_text][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”40″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”40″ screen_tablet_spacer_size=”30″ screen_mobile_spacer_size=”20″][/vc_column][/vc_row][vc_row dfd_row_config=”full_width_content” dfd_row_parallax=”off” dfd_row_responsive_enable=”off” dfd_enable_overlay=”off” css=”.vc_custom_1470889834038{background-color: #2d2d2d !important;}”][vc_column width=”3/4″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”15″ screen_mobile_spacer_size=”10″][ultimate_heading heading_type=”customizable” heading_tag=”h3″ heading_content=”MAXIMIZE PROFITS WITH CASHCOW FARMER!” main_heading_default_weight=”400″ main_heading_color=”#ffffff” subheading_type=”customizable” subheading_tag=”h5″ sub_heading_default_weight=”400″]POWERFUL FARM FINANCIAL SOFTWARE THAT IS AFFORDABLE & EASY TO USE![/ultimate_heading][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”15″ screen_mobile_spacer_size=”10″][/vc_column][vc_column width=”1/4″ column_responsive_mobile_classes=”dfd-remove-right-padding” column_responsive_mobile_resolutions=”dfd-apply-mobile” css=”.vc_custom_1470810100672{padding-right: 2% !important;}”][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][bt_animation animation_type=”_flipX” duration=”2″ repeat=”2″ allow_margins=”yes” scroll_offset=”5px” no_hide=”yes”][ult_buttons btn_title=” FREE 30 DAY TRIAL” btn_link=”url:https%3A%2F%2Fcashcowfarmer.clickfunnels.com%2F30daytrial||target:%20_blank” btn_align=”ubtn-center” btn_size=”ubtn-large” btn_title_color=”#ffffff” btn_bg_color=”#00ab61″ btn_hover=”ubtn-fade-bg” btn_bg_color_hover=”#ffffff” btn_title_color_hover=”#00ab61″ btn_icon_pos=”ubtn-sep-icon-at-left” btn_border_style=”solid” btn_color_border=”#ffffff” btn_color_border_hover=”#00ab61″ btn_border_size=”2″ btn_font_size=”18″][/bt_animation][vc_column_text]

    NO CREDIT CARD REQUIRED. START TODAY!

    [/vc_column_text][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”10″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”10″ screen_tablet_spacer_size=”10″ screen_mobile_spacer_size=”10″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”15″ screen_tablet_spacer_size=”10″ screen_mobile_spacer_size=”10″][/vc_column][/vc_row][vc_row][vc_column][/vc_column][/vc_row]

  • 5 Ways to Preserve Working Capital – Episode 31

    5 Ways to Preserve Working Capital – Episode 31

    [vc_row][vc_column][vc_column_text]Keep your operation alive by holding onto your money

     

    Capital is the lifeblood of business.

    A business can’t grow without access to capital through debt and equity. Most farms grow and prosper through partnerships with banks and their own wealth, built up over time.

    Use these five strategies to improve your working capital position on the farm.

    1) Eliminate nonproductive assets

    A word of advice:

    If you haven’t used it in two years, sell it, rent it out, or scrap it.

    Farmers are often guilty of collecting junk. That’s not a good business decision.

    Turn everything you don’t use regularly into cash. Cash is way more valuable than junk, as we’ve talked about in the past (“Farm Finance, Cash Is King”)

    2) Refinance any debt to improve interest rates or terms

    Interest rates are really good right now. If you have 10 years left on a land loan, you may want to go to your bank to refinance it into a 30-year deal at a better rate.

    Banks are always looking for good places to park money, and land debt is relatively low-risk. If you can refinance or “re-term” your mortgage on your land or house, that’s a great way to get extra money.

    Also, if you’re buying any equipment or small pieces of land up to $300,000, you can do really nice loans with the government and get crazy-good rates. I just bought some farmland at 2.25% interest over 40 years. That cash flow is really nice, to say the least.

    Try to refinance to get your terms down so your annual cost of capital is as low as possible.

    3) Invest excess cash into productive assets

    This is what I learned from studying Warren Buffett: capital allocation is what grows your business and net worth.

    So many farmers tell me, “I didn’t sell my grain last July because I didn’t need the money.” But if you’re basing your business decisions on whether or not you need the money, you should find another occupation. Running a business is not for you.

    It’s not about whether you need the money: it’s about the best decision to make for your business. Yeah, you’ll have a big tax income liability, but you’ll also have tons of dry powder in cash to buy things when there’s an opportunity.

    Say you made a million dollars last year and you had to pay $400,000 in income tax . . . that’s a good problem to have. Now you’ve got $600,000+ in your after-tax cash.

    If somebody next door is having a problem and offers to sell you ¼ land right next to you in exchange for $500,000 because they’re struggling, it’s a done deal. You write the check and acquire the land for half market price, because you can. Quickly use cash then refinance that land to get your cash back. The enemy won’t wait for you to load your guns.  You must enter battle with a loaded gun. Think about that: huge opportunities come to those who are prepared.  There is no luck, there only preparation and patience.

    I recommend that everyone read The Richest Man in Babylon. It’s one of my favorite books of all time because it’s all about making your money work for you.

    The rule from that book is, 10% of all I earn is mine to keep. If you take the 10% and invest it, just like Buffett, you’ll see it snowball into huge amounts of wealth.

    4) Use government programs to increase cash flow

    I mentioned this in point #2 about refinancing, but there are also CSP, EQUIP, and CRP programs to consider.

    If you’ve got a 100-acre field, and 10 of those acres are always wet or problematic, go ahead and turn that into a CRP program. You can probably collect anywhere from $80-150 a year per acre on that land, and you’re not wasting seed or fertilizer.

    Use these programs wisely. I think the farm programs are some of the lowest-hanging fruit and great ways to increase little dividends.

    Don’t be scared off by a bit of paperwork!

    5) Stress test your fields and commodities

    Stress test your fields and commodities to make sure you don’t have any leaks in your profit-producing assets.  A solid farm financial software such as your’s truly at Cash Cow Farmer will easily help you do this and track it for years to identify trends.

    Here’s an example: my dad invented something called the Anderson opener about 35 years ago, and it kind of revolutionized the small grain market. Instead of using a box drill, spreading fertilizer, and putting seed it, he invented a way to do that all at once. It works extremely well for small grains, which led us to farm wheat.

    We farmed wheat for a long time, and when I got back from New York later I stress tested the wheat and found that we were losing money (or barely making it) versus our alternative commodities.

    I wanted to drop wheat, and dad was against it. But at the end of the day, he trusted me. We haven’t farmed wheat for four years, and our profit margins have risen hugely because we don’t have wheat sucking the profit away.

    Wheat has gone from a low profit to a negative profit. Just about every one of our customers loses money when they farm wheat. Especially when looking at the past 12 months prices.

    This example shows that stress testing your fields to make sure your field economics aren’t bringing your profits down, and then stress testing your commodities, is so important.

    There are a handful of ways you track this:

    Cash Cow in particular will tell you how to alter your rotation to make sure you’re growing what the market is interested in consuming. You will know exactly what commodities and fields are making and losing money for you.

    It’s nice to have a system in place to help you track and improve your farming decisions, rather than doing the same thing all year.

    Conclusion

    Don’t get stuck in the same old program your dad or grandad did. Farming’s different; it’s dynamic, constantly changing; it’s not like it used to be, where you make money if you just work hard.

    Today, you’ve got to run your farm like a Fortune 500 company. You’ve got to crunch numbers, analyze things—there’s a lot of extra work for farm managers nowadays.

    You don’t have to be overwhelmed by that work, though. Follow these steps and use the tools and resources available to you, and watch your working capital grow and stay constant.

    If you like listening as much or more as reading, you can check out this episode and lots of others like it by subscribing to the show on iTunes.[/vc_column_text][vc_column_text][smart_track_player url=”http://traffic.libsyn.com/cashcowfarmer/5_Ways_to_Preserve_Working_Capital_Master.mp3″ title=”31: 5 Ways to Preserve Working Capital” color=”18ad62″ social=”true” social_twitter=”true” social_facebook=”true” social_linkedin=”true” social_email=”true” ][/vc_column_text][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”40″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”40″ screen_tablet_spacer_size=”30″ screen_mobile_spacer_size=”20″][/vc_column][/vc_row][vc_row dfd_row_config=”full_width_content” dfd_row_parallax=”off” dfd_row_responsive_enable=”off” dfd_enable_overlay=”off” css=”.vc_custom_1470889834038{background-color: #2d2d2d !important;}”][vc_column width=”3/4″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”15″ screen_mobile_spacer_size=”10″][ultimate_heading heading_type=”customizable” heading_tag=”h3″ heading_content=”MAXIMIZE PROFITS WITH CASHCOW FARMER!” main_heading_default_weight=”400″ main_heading_color=”#ffffff” subheading_type=”customizable” subheading_tag=”h5″ sub_heading_default_weight=”400″] Powerful Farm Financial Software That Is Affordable & Easy to Use![/ultimate_heading][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”15″ screen_mobile_spacer_size=”10″][/vc_column][vc_column width=”1/4″ column_responsive_mobile_classes=”dfd-remove-right-padding” column_responsive_mobile_resolutions=”dfd-apply-mobile” css=”.vc_custom_1470810100672{padding-right: 2% !important;}”][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][bt_animation animation_type=”_flipX” duration=”2″ repeat=”2″ allow_margins=”yes” scroll_offset=”5px” no_hide=”yes”][ult_buttons btn_title=” FREE 30 DAY TRIAL” btn_link=”url:https%3A%2F%2Fcashcowfarmer.clickfunnels.com%2Foptin8619204%20||target:%20_blank” btn_align=”ubtn-center” btn_size=”ubtn-large” btn_title_color=”#ffffff” btn_bg_color=”#00ab61″ btn_hover=”ubtn-fade-bg” btn_bg_color_hover=”#ffffff” btn_title_color_hover=”#00ab61″ btn_icon_pos=”ubtn-sep-icon-at-left” btn_border_style=”solid” btn_color_border=”#ffffff” btn_color_border_hover=”#00ab61″ btn_border_size=”2″ btn_font_size=”18″][/bt_animation][vc_column_text]

    NO CREDIT CARD REQUIRED. START TODAY!

    [/vc_column_text][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”10″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”10″ screen_tablet_spacer_size=”10″ screen_mobile_spacer_size=”10″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”15″ screen_tablet_spacer_size=”10″ screen_mobile_spacer_size=”10″][/vc_column][/vc_row]

  • Goal Tree Strategy for a Successful Farm Business

    Goal Tree Strategy for a Successful Farm Business

    [vc_row][vc_column][vc_column_text]Developing a structured daily plan is the key to achieving goals

    When I lived in New York City, I had dinner with a friend at the Harvard Club and we were working on my goals.

    My friend said, “Scott, figure out where you want to be in five years, then think backwards.” His advice was to set a long-term goal then reverse the steps, determining what I could do today and next week and the next to incrementally achieve that goal.

    Last week we went over how to set smart goals. This week we will build what I like to call goal trees in order to build and maintain momentum in achieving our “Health, Wealth, Love, and Happiness” goals.

    The success rate with goal trees is very high; adding a coach into the mix who keeps you accountable makes it even higher.

    Let’s take a look at what the goal tree strategy looks like.

    How to Create a Goal Tree

    The first step is to build your dream life five years from now. It’s best to go out 10 years or more, but if you’re new to goal-setting, start off at five years out for now. Even still, get out of your comfort zone and dream a little here.

    Remember the principles of SMART Goals apply here and with all branches of the goal tree: these goals need to be Specific, Measureable, Attainable, Realistic, and Timely.

    The long-term goals are the treetops. You’ll be building branches backwards down to things you can be doing today and tomorrow to start climbing up the tree.

    Example:

    Revenue goals are the easiest measurable goals to do this with. At Cash Cow, we take our employees through the goal tree strategy.

    For example, I’ve talked with my salesperson about his long-term goals. He lives in Denver and wants to buy a house there. In order to buy a house, he has to have a certain reliable income.

    Here’s how he walked through the goal tree:

    1. How much would he need to buy a house in his area?
    2. What does he need to make per month based on that amount?
    3. How many sales is that, based on his commission and salary?
    4. How many demonstrations of the software does he have to do based on his close rate to achieve that commission?
    5. How many calls per week and day were needed to achieve the desired amount of demos?

    [/vc_column_text][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”30″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”30″ screen_tablet_spacer_size=”30″ screen_mobile_spacer_size=”30″][vc_single_image image=”15492″ img_size=”full” alignment=”center”][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”50″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”50″ screen_tablet_spacer_size=”50″ screen_mobile_spacer_size=”50″][vc_column_text]And so on, down to how many dials he has to make every day. Do you see how we’re working backwards here? You start with a financial goal, and you trace it down to an immediate action that will move you towards that goal.

    Pro Tip

    “Start with a financial goal, and trace it down to an immediate action that will move you towards that goal.”

    He might have to make 250 dials a week, and it’s a frustrating job, but if he figures he makes $20 every time he dials based on his commission package, it gets a little easier. That’s much more motivating than saying I made 250 dials and got five people to talk with me.

    His tree also has a branch that extends to me. I use his goal tree to see how many fresh leads I need to be developing so he can call and and develop those leads into customers.

    Example:

    It’s the same with the farm.

    Let’s say that in five years you want to have a consistent $250k annual income.

    What are you earning now off your farm/acres consistently? How many acres do you have to add, or how much more efficient can you be? What’s your grain marketing plan.[/vc_column_text][vc_column_text]Assess your efficiency and see what the realistic profit per acre is. If it’s $100/acre then increasing your farm size to 2,500 acres is part of the branches that hold up that treetop. You may also have side revenue silos that can add to that income level, such as doing custom work and/or cattle.

    As always, the Cash Cow software is perfect for setting and achieving financial goals, because it gives you a clear reflection of the productivity value of each of your fields—crucial knowledge for figuring out how to be as efficient as possible.

    The tree branches start to unfold once you have set the initial long-term treetop goal.

    Conclusion
    So many people just expect goals to achieve themselves, and they don’t want to do the work to make it happen. Take those brilliant words from the movie Pain & Gain to heart: “There’s doers then there’s don’ters. Don’t be a don’ter.”

    There are unlimited resources on goal-setting across the Internet. Do a little research. Here’s a good place to start. Or for your farm financial goals, chat with us. We’d love to help.[/vc_column_text][vc_column_text][smart_track_player url=”http://traffic.libsyn.com/cashcowfarmer/Goal_Tree_Strategy_for_a_Successful_Farm_Business_Master.mp3″ title=”28: Goal Tree Strategy for a Successful Farm Business” color=”18ad62″ social=”true” social_twitter=”true” social_facebook=”true” social_linkedin=”true” social_email=”true” ][/vc_column_text][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”50″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”50″ screen_tablet_spacer_size=”50″ screen_mobile_spacer_size=”50″][/vc_column][/vc_row][vc_row dfd_row_config=”full_width_content” dfd_row_parallax=”off” dfd_row_responsive_enable=”off” dfd_enable_overlay=”off” css=”.vc_custom_1470889834038{background-color: #2d2d2d !important;}”][vc_column width=”3/4″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”15″ screen_mobile_spacer_size=”10″][ultimate_heading heading_type=”customizable” heading_tag=”h3″ heading_content=”MAXIMIZE PROFITS WITH CASHCOW FARMER!” main_heading_default_weight=”400″ main_heading_color=”#ffffff” subheading_type=”customizable” subheading_tag=”h5″ sub_heading_default_weight=”400″] Powerful Farm Financial Software That Is Affordable & Easy to Use![/ultimate_heading][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”15″ screen_mobile_spacer_size=”10″][/vc_column][vc_column width=”1/4″ column_responsive_mobile_classes=”dfd-remove-right-padding” column_responsive_mobile_resolutions=”dfd-apply-mobile” css=”.vc_custom_1470810100672{padding-right: 2% !important;}”][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][bt_animation animation_type=”_flipX” duration=”2″ repeat=”2″ allow_margins=”yes” scroll_offset=”5px” no_hide=”yes”][ult_buttons btn_title=” FREE 30 DAY TRIAL” btn_link=”url:https%3A%2F%2Fcashcowfarmer.clickfunnels.com%2Foptin8619204%20||target:%20_blank” btn_align=”ubtn-center” btn_size=”ubtn-large” btn_title_color=”#ffffff” btn_bg_color=”#00ab61″ btn_hover=”ubtn-fade-bg” btn_bg_color_hover=”#ffffff” btn_title_color_hover=”#00ab61″ btn_icon_pos=”ubtn-sep-icon-at-left” btn_border_style=”solid” btn_color_border=”#ffffff” btn_color_border_hover=”#00ab61″ btn_border_size=”2″ btn_font_size=”18″][/bt_animation][vc_column_text]

    NO CREDIT CARD REQUIRED. START TODAY!

    [/vc_column_text][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”10″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”10″ screen_tablet_spacer_size=”10″ screen_mobile_spacer_size=”10″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”15″ screen_tablet_spacer_size=”10″ screen_mobile_spacer_size=”10″][/vc_column][/vc_row]

  • 3 Ways to Print Money With Grain Bins

    3 Ways to Print Money With Grain Bins

    [vc_row][vc_column][new_testimonials main_style=”style-1″ main_layout=”layout-4″ author=”Scott Anderson” subtitle=”Founder/CEO – Cashcow Farmer” description=”Grain bins can be both a blessing and a curse.” title_font_options=”tag:div” subtitle_font_options=”tag:div|color:%2300ab61″ content_font_options=”font_size:36|color:%23000000″ quote_color=”#00ab61″][vc_column_text]Grain bins can be both a blessing and a curse, so it’s no wonder farmers have mixed perspectives on them.

    So many bins have actually cost farmers money, allowing them to make bad decisions in their marketing.

    But those big tin cans should actually be huge profit centers for the farmer, if used properly. In this episode, Scott tells you exactly how to use grain bins to gain the maximum profit.[/vc_column_text][vc_column_text][smart_track_player url=”http://traffic.libsyn.com/cashcowfarmer/3_Ways_to_Print_Money_With_Grain_Bins_Master.mp3″ title=”30: 3 Ways to Print Money With Grain Bins” color=”18ad62″ social=”true” social_twitter=”true” social_facebook=”true” social_linkedin=”true” social_email=”true” ][/vc_column_text][new_testimonials main_style=”style-1″ main_layout=”layout-4″ author=”Scott Anderson” subtitle=”Founder/CEO – Cashcow Farmer” description=”The market always tells you what to do.” title_font_options=”tag:div” subtitle_font_options=”tag:div|color:%2300ab61″ content_font_options=”font_size:36|color:%23000000″ quote_color=”#00ab61″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”40″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”40″ screen_tablet_spacer_size=”30″ screen_mobile_spacer_size=”20″][/vc_column][/vc_row][vc_row dfd_row_config=”full_width_content” dfd_row_parallax=”off” dfd_row_responsive_enable=”off” dfd_enable_overlay=”off” css=”.vc_custom_1470889834038{background-color: #2d2d2d !important;}”][vc_column width=”3/4″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”15″ screen_mobile_spacer_size=”10″][ultimate_heading heading_type=”customizable” heading_tag=”h3″ heading_content=”MAXIMIZE PROFITS WITH CASHCOW FARMER!” main_heading_default_weight=”400″ main_heading_color=”#ffffff” subheading_type=”customizable” subheading_tag=”h5″ sub_heading_default_weight=”400″] Powerful Farm Financial Software That Is Affordable & Easy to Use![/ultimate_heading][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”15″ screen_mobile_spacer_size=”10″][/vc_column][vc_column width=”1/4″ column_responsive_mobile_classes=”dfd-remove-right-padding” column_responsive_mobile_resolutions=”dfd-apply-mobile” css=”.vc_custom_1470810100672{padding-right: 2% !important;}”][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][bt_animation animation_type=”_flipX” duration=”2″ repeat=”2″ allow_margins=”yes” scroll_offset=”5px” no_hide=”yes”][ult_buttons btn_title=” FREE 30 DAY TRIAL” btn_link=”url:https%3A%2F%2Fcashcowfarmer.clickfunnels.com%2Foptin8619204%20||target:%20_blank” btn_align=”ubtn-center” btn_size=”ubtn-large” btn_title_color=”#ffffff” btn_bg_color=”#00ab61″ btn_hover=”ubtn-fade-bg” btn_bg_color_hover=”#ffffff” btn_title_color_hover=”#00ab61″ btn_icon_pos=”ubtn-sep-icon-at-left” btn_border_style=”solid” btn_color_border=”#ffffff” btn_color_border_hover=”#00ab61″ btn_border_size=”2″ btn_font_size=”18″][/bt_animation][vc_column_text]

    NO CREDIT CARD REQUIRED. START TODAY!

    [/vc_column_text][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”10″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”10″ screen_tablet_spacer_size=”10″ screen_mobile_spacer_size=”10″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”15″ screen_tablet_spacer_size=”10″ screen_mobile_spacer_size=”10″][/vc_column][/vc_row]

  • 5 Ways to Print Money With Excess Machinery

    5 Ways to Print Money With Excess Machinery

    [vc_row][vc_column][vc_column_text]Sometimes, even good seasons hide pitfalls.

    During the boom times of $8 corn and $16 soybeans three or four years ago, many farmers offset tax burdens by purchasing machinery and using the section 179 accelerated depreciation. A few of us were a bit too aggressive in doing this and ended up with a little more machinery than we should have…

    In this episode, we’ll talk about how to monetize the used machines you have sitting around and have excess money instead of excess equipment.[/vc_column_text][vc_column_text][smart_track_player url=”http://traffic.libsyn.com/cashcowfarmer/5_Ways_to_Print_Money_With_Excess_Machinery_Master.mp3″ title=”29: 5 Ways to Print Money With Excess Machinery” color=”18ad62″ social=”true” social_twitter=”true” social_facebook=”true” social_linkedin=”true” social_email=”true” ][/vc_column_text][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”40″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”40″ screen_tablet_spacer_size=”30″ screen_mobile_spacer_size=”20″][/vc_column][/vc_row][vc_row dfd_row_config=”full_width_content” dfd_row_parallax=”off” dfd_row_responsive_enable=”off” dfd_enable_overlay=”off” css=”.vc_custom_1470889834038{background-color: #2d2d2d !important;}”][vc_column width=”3/4″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”15″ screen_mobile_spacer_size=”10″][ultimate_heading heading_type=”customizable” heading_tag=”h3″ heading_content=”MAXIMIZE PROFITS WITH CASHCOW FARMER!” main_heading_default_weight=”400″ main_heading_color=”#ffffff” subheading_type=”customizable” subheading_tag=”h5″ sub_heading_default_weight=”400″] Powerful Farm Financial Software That Is Affordable & Easy to Use![/ultimate_heading][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”15″ screen_mobile_spacer_size=”10″][/vc_column][vc_column width=”1/4″ column_responsive_mobile_classes=”dfd-remove-right-padding” column_responsive_mobile_resolutions=”dfd-apply-mobile” css=”.vc_custom_1470810100672{padding-right: 2% !important;}”][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”0″ screen_tablet_spacer_size=”0″ screen_mobile_spacer_size=”0″][bt_animation animation_type=”_flipX” duration=”2″ repeat=”2″ allow_margins=”yes” scroll_offset=”5px” no_hide=”yes”][ult_buttons btn_title=” FREE 30 DAY TRIAL” btn_link=”url:https%3A%2F%2Fcashcowfarmer.clickfunnels.com%2Foptin8619204%20||target:%20_blank” btn_align=”ubtn-center” btn_size=”ubtn-large” btn_title_color=”#ffffff” btn_bg_color=”#00ab61″ btn_hover=”ubtn-fade-bg” btn_bg_color_hover=”#ffffff” btn_title_color_hover=”#00ab61″ btn_icon_pos=”ubtn-sep-icon-at-left” btn_border_style=”solid” btn_color_border=”#ffffff” btn_color_border_hover=”#00ab61″ btn_border_size=”2″ btn_font_size=”18″][/bt_animation][vc_column_text]

    NO CREDIT CARD REQUIRED. START TODAY!

    [/vc_column_text][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”10″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”10″ screen_tablet_spacer_size=”10″ screen_mobile_spacer_size=”10″][dfd_spacer screen_wide_resolution=”1280″ screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”15″ screen_tablet_spacer_size=”10″ screen_mobile_spacer_size=”10″][/vc_column][/vc_row]